I used the smart edge lasso tool around the crab to select him. I pasted him onto my image I made in Bryce, as a new layer.
step 2 of 5
I then added a new layer and added text. I converted the text to curves and edited the nodes a bit. Then after converting to layer, I used the deformation tool to change the text a bit.
step 3 of 5
I added a new layer and used my shapes tool to make the "money".
step 4 of 5
I added a new layer and used the flood fill with the pattern shown. I selected the light areas and darkened the RGB. I then brought the opacity down to 30.
step 5 of 5
per rules and guidlines, I am adding the wireframe of the scene