Make new layer 4500/4500 and fill it with gradient from 2color.
(000005& 62656c 47%& bcc3cb 98%)

Add this photo
Sky in Mexico.JPG
http://www.sxc.hu/photo/966595
Make the layer mood (multiply)

Make new group layer
1/ make new layer and make filter /render/fibers
With 2 color (f5250a& b27a6e)
Variance 16
Strength 4
And make transform/scale
Give the layer Drop shadow
Blend mode overlay
Color 000000
Opacity 75%
Angle 119
Distance 42
Spread 0
Size 5
Stroke
Size 9
Position outside
Blend mode normal
Opacity 100
Fill type color
Color 000000
Used the eraser tool
To get this photo

make new layer and add your text

/ make new layer and make filter /render/fibers
With 2 color (835941& b27a6e)
Variance 16
Strength 4
And make transform/scale/ to get A
B ,you will get it in anther step

make new layer and add this photo
I love you
http://www.sxc.hu/photo/933343
4/1 used the pen tool /to cut the part you don’t need it from the photo to get B and you will cut it from the layer you make it before.
4/2 make the layer mood (screen)
Gives the photo layer Drop shadow
Blend mode normal
Color 000000
Opacity 87%
Angle 119
Distance 23
Spread 0
Size 5
Stroke
Size 6
Position outside
Blend mode normal
Opacity 100
Fill type color
Color 000000
You will get this photo

make new layer and add your text
To get this photo

Make new group layer and take all what you did in the last group layer and make transform/scale /skew
And you will get this photo

used the pan tool to cut the heart from the hand
And make selection /make layer via copy
3/ give the new layer you make it Drop shadow
Blend mode multiply
Color 000000
Opacity 71%
Angle 119
Distance 0
Spread 0
Size 155
4/ make the layer mood (lighter color)
And the opacity (50%)
You will get this photo B