D in times new roman.
create palette colour from leaves.
fill three layers with three colours, medium, dark, light.
use red colour to create boarders.
cut out gold decorations and multiply create boarder.
cut out lady .. surround her with cut out flowers.
use gradient to add ribbon effect to ribbons ( old English S) .
finish with Filter gallery , texture , canvas
create palette colour from leaves.
fill three layers with three colours, medium, dark, light.
use red colour to create boarders.
cut out gold decorations and multiply create boarder.
cut out lady .. surround her with cut out flowers.
use gradient to add ribbon effect to ribbons ( old English S) .
finish with Filter gallery , texture , canvas
( hi-res )